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When Scarlett Johannson and Ryan Reynolds announced their engagement in 2008, it seemed like an A-Lister match made in Hollywood heaven, akin to the beautiful pairing of Brad Pitt and Jennifer Aniston. Unfortunately, like Brad and Jen, the celebrity union didn?t last and after three years of marriage, Scarlett and Ryan filed for divorce.
Lenders could write down mortgages in exchange for claims on future appreciation -- potentially making it a win not only for homeowners but also for lenders and investors.

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