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Use tax refund to cut my mortgage payment?

Posted by mortgage 5 days ago (Editorial)
Dear Debt Adviser,I am a first-time homeowner and just received a $5,000 tax refund. Is there a way to use it to lower my mortgage payment (not the length of time I pay)?-- Marci Dear Marci,As a first-time ...
DALLAS, TX-- - Calyx Software

First Person: Why We Chose a 15-Year Mortgage

Posted by mortgage 11 days ago (Editorial)
Many people debate the pros and cons of 15- and 30-year mortgages. There are all kinds of situations and factors that could make one better than the other for different people. I can't speak to their situations, but I can tell you why our family found that choosing a 15-year mortgage worked well for us.

Retire with your mortgage or refinance?

Posted by mortgage 12 days ago (Editorial)
If you are age 55 or older and plan to retire in a decade or so, you need to evaluate your retirement funds and your desire to pay off your mortgage before signing that refinance application.Financial planners have mixed feelings about whether homeowners should retire their mortgages before retirement."First, you need to think realistically about what you want your lifestyle to be in retirem
A property search, house prices and mortgage rates all in one place ? is this the ultimate homebuying/snooping app? App : Halifax Home Finder By : The app was built by design company Grapple (which we wrote about here ) Price : Free Available on : iOS 4.0 or later, and Android What is it? An app to find property for sale and compare recent sale prices in a given area. It also has mortgage ...
pros and cons of never paying off your mortgage

Mortgage rates break records

Posted by mortgage 18 days ago (Editorial)
Meanwhile, bidding wars are erupting in some cities and human judgment makes a comeback as lenders look for ways to safely approve more mortgages.
The right answer will depend on your circumstances, but some factors play a role in deciding which way to go.
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Mortgage How to Get is an informational resource about mortgage news and information.