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Change in Contract Rate (bps) Effective Total Contract 1 Week 4 Weeks 1 Year Rate Points Rate Ago Ago Ago 30-Year Fixed 5.61 1.18 5.38 21 33 -120 15-Year Fixed 5.01 1.20 4.71 10 12 -146 ARM, 1-Yr Tsy 6.73 0.08 6.71 5 25 -12 FHA 203 (b) 5.59 1.17 5.40 24 24 -116 All rates except FHA 203(b) are for 80% loan-to-value mortgage.

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