http://mortgagehowtoget.com/mortgage-lender/is-the-40-year-mortgage-a-joke-bankrate-com/ It's true: A 40-year mortgage can make your monthly house payment more affordable. But mortgage brokers say such long-term loans generally aren't the best choice for most borrowers because they typically come with a higher interest rate and cost more in interest over the lifetime of the loan. Thu, 18 Jun 2009 10:54:23 EDT en