http://mortgagehowtoget.com/mortgage-calculator/401k-is-poor-source-of-refinance-funds-bankrate-com/ Dear Dr. Don, A year or so ago, my 401(k) account was worth $265,000. Now it is worth $134,000. My mortgage balance is $289,000, while the home's value -- at least according to Zillow.com -- is now about $275,000. I have a 5/1 interest-only adjustable-rate mortgage at 5.5 percent with its first interest rate reset in August 2010. I am 62 years old. Wed, 12 Aug 2009 09:27:31 EDT en